Small business financing can be challenging. Scores of businesses find it almost impossible to secure. One option is a bank loan but bank loans can be tough to acquire, especially if you do not have a strong business history, exceptional credit, piles of paperwork that include years of tax and other financial information, and collateral. A business cash advance is a business loan alternative that comes with more flexibility and convenience. A business cash advance does not force you to submit mountains of paperwork or years of financial data and it does not require you to have collateral. Different than a regular bank loan, there are no application fees or languishing approval times. You can quickly fill out an application and secure approval in as little as 24 hours. Bank loans have rather rigid qualification policies whereas business loan advances are conveniently available to most businesses, including small businesses, businesses that have been functioning for less than a year, businesses that do not have collateral and even businesses with undesirable credit.

If you process a minimum of $5,000 in credit card sales you can take advantage of the easy repayment method of paying back your advance in the form of small percentages of batch credit card sales. You do not have to concern yourself about how you will make a considerable loan payment month after month and still keep your business above water. Payments are automatically taken from credit card sales as your business is paid so you don’t have to worry about making substantial, daunting payments. This repayment method extends to you the comfort of knowing that you don’t have to end right back up in a financial crunch because your monthly loan payments are more than you can manage.

A business cash advance will allow you the small business financing to catch up on expenses, invest in equipment, or purchase advertising to maximize business. You can pay your vendors or distribute the money in any way that your business needs it. Business cash advances range from $3,000 to $30,000 with the majority of businesses securing $20,000 to $30,000. You can use a business cash advance for catching up on costs or merely preparing for future business plans and expanding your business. Small business financing options like bank loans are reflected on your credit. A business cash advance is not revealed on your credit, leaving your future funding opportunities open so that you can utilize other funding sources without consideration of your advance.

A significant number of businesses that are able to secure a bank loan are electing a business cash advance to take advantage of this benefit and others. If you’re trying to obtain small business financing, a business cash advance will furnish you the funds you need along with convenience, flexibility and without the stress and hassle. It is easy and free to apply and you can be pre-approved in as little as a day. If you’ve been in business for at least nine months, you probably qualify. Small business financing doesn’t have to be a mammoth burden, consider the business cash advance alternative and keep your business healthy even in a problematic economy. Secure small business financing for your business today with a convenient Business Cash Advance, the no hassle, flexible funding option.